James M. Fowler
Mr. Fowler graduated from the University of West Los Angeles in 1987 with a Bachelor of Science degree. He received his law degree from the University of West Los Angeles School of Law and was admitted to the California Bar in 1992. He is also admitted to practice before the United States District Court, Central District of California and is a member of the Los Angeles County Bar Association. Mr. Fowler specializes in insurance defense and acts as national counsel for manufacturers of consumer products, supervising products liability programs involving a broad range of products. He is active in tort reform as a member of the American Tort Reform Association. He is also a member of the Defense Research Institute, the Propane Gas Defense Association, the American Society of Gas Engineers and the Claims & Litigation Management Alliance (CLM).
David B. Madariaga
Mr. Madariaga is AV-Preeminent rated by Martindale-Hubbell. He focuses his practice on conflict resolution for people and business prior to and during civil litigation, and counseling clients on how to minimize the risk of litigation. Mr. Madariaga is currently the litigation manager and lead trial attorney for Fowler Law Group in state and federal court. He has extensive experience resolving matters in the areas of construction defect, home inspection, products and premises liability, trucking defense, real estate, landlord tenant, and habitability disputes, wage and hour disputes, employment litigation, insurance coverage, and business disputes and transactional work. Mr. Madariaga counsels and defends several product manufacturers nationally, and as part of his work with Fowler Law Group, managed the TPA program for a general liability insurance carrier that insured general contractors and subcontractors in California, Arizona, Nevada, and Texas. In managing the TPA program he helped draft policy language, drafted coverage opinions, drafted claims handling and reporting guidelines and best practices, collaborated with reinsurers, oversaw all claims, and supervised and directed local counsel. Mr. Madariaga graduated from the University of California at Los Angeles in 1987, with a degree in Political Science, and earned his law degree from Loyola Law School. He was admitted to the California Bar in 1992, and became a member of the Nevada Bar in 2001. Mr. Madariaga has completed classes at the Straus Institute for Dispute Resolution in Strategic Negotiation Skills, and Star – A Systematic Approach to Mediation Strategies. Mr. Madariaga is a member of the Defense Research Institute (DRI), Claims and Litigation Management (CLM), Association of Southern California Defense Counsel (ASCDC), and the California Trucking Association (CTA). Mr. Madariaga has published articles and presented seminars on risk management, report writing, and the law of home inspection for ASHI, CREIA, and other home inspection industry groups in California, Nevada, and New Orleans.
Michael A. Lloyd
Mr. Lloyd graduated from Stanford University in 1975, where he majored in history and graduated cum laude with honors in humanities. After his 1983 graduation summa cum laude from Concordia College with a degree in music composition, Mr. Lloyd pursued his first career as a composer, performer and teacher. Thereafter, he earned his law degree from the University of California, Los Angeles, School of Law and was admitted to the California Bar in 1992. He is also admitted to practice before the United States District Court for the Central and Southern Districts of California. Mr. Lloyd is an experienced litigator whose practice areas include business litigation, insurance defense, construction defect litigation, products liability, personal injury, trucking, employment law, wage and hour and bankruptcy.
Ms. Asuncion graduated from Chapman University in 2005, where she obtained her Bachelor of Arts Degree in Legal Studies with a minor in Criminal Justice and a concentration in Business Management. She earned her Law Degree from Whittier Law School with a certificate in Business Law and was admitted to the California Bar in 2010. Ms. Asuncion interned with the Orange County Public Defenders’ Office, which included interviewing criminal defendants accused of both misdemeanors and felonies. She is also admitted to practice before the United States District Court, Central District of California, and practices in both California State and Federal Courts. Prior to joining Fowler Law Group, Ms. Asuncion worked for Marriott Vacation Club International for over a decade where she gained experience in the construction, refurbishment, and preventative maintenance of commercial properties, as well as in commercial contract procurement and additional insurance compliance. At Marriott she processed billing, and assisted in managing a multi-million dollar annual budget. Ms. Asuncion is a member of the American Bar Association, the Association of Southern California Defense Counsel, and Phi Alpha Delta Law Fraternity. Ms. Asuncion specializes in insurance defense litigation of: construction defect, products and premises liability, personal injury, trucking and commercial auto, wage and hour, employment practices, and commercial and residential habitability. Ms. Asuncion also counsels business clients regarding Proposition 65 and ADA compliance, and assists business clients in the defense of claimed violations in those areas.
Mr. Hambarchyan graduated from California State Polytechnic University at Pomona in 2015, where he obtained his Bachelor of Arts degree in History. At Cal Poly Pomona, he regularly made the Dean’s list for high grade point average. He earned his Law Degree from Western State College of Law and was admitted to the California Bar in 2019. Mr. Hambarchyan is also admitted to practice before the United State District Court, Central District of California and practices in both California State and Federal Courts. Prior to joining Fowler Law Group, Mr. Hambarchyan worked as in-house insurance defense counsel for Kemper where he litigated property damage, personal injury and subrogation cases and worked with biomechanical and accident reconstruction experts. Since joining Fowler Law Group, Mr. Hambarchyan has joined the products liability and civil litigation teams, specializing in insurance defense litigation of: construction defect, products and premises liability, personal injury, and worker’s compensation. Mr. Hambarchyan also acts as national counsel for manufacturers of consumer products in North America.